July 3, 2024

Why Do We Give? *

The Christian Wallet: Why Do We Give? *
Sycamore Creek Church
January 17/18, 2016
Tom Arthur

Peace friends!  And happy New Year.

What are the life skills you’re training in your children or grandchildren? There are certain spiritual practices we’re training our own children in. We do Bible reading and prayer each night before bed. We serve together as a family. We came to the S Penn Venue together in December to clean the building. We’re training our children to worship weekly, even when we go on vacation. We went with Sarah’s parents to their church when we were away after Christmas. We are training our children in confession and forgiveness. When one does wrong to someone, we ask him to ask the one he wronged to forgive him. When I do something wrong to one of my boys, I confess the wrong and ask for forgiveness. We also are beginning to train our oldest boy about money. He has three jars on the kitchen counter: Give, Save, and Spend. He gets three quarters each week and one quarter goes in each jar. He brings the money in the give jar into the church to put in the offering. We are training our children to give their money away. But why? That’s the question I want to deal with today. Why do we give? I want to give you three reasons why you’d give your money back to God through the church.

  1. To keep close to the heart of God
    When you give your money to the church you keep your heart, the deep place in yourself, close to God. Jesus teaches:

For where your treasure is, there your heart will be also.
~Matthew 6:21 NRSV

Make sure you notice the direction here. Your heart follows your money. Not the other way around. The decisions you make about how you spend your money shape the form of your heart.

Last year Sarah and I sold our house in Petoskey. We had owned that house for about fifteen years. We put a lot of time and money into that house. When we sold it I was curious how much money we had dumped into the house. So I figured an average amount for our mortgage payment, taxes, utilities, and repairs and added it all up. The total amount we spent on that house came to about $170,000 over fifteen years! $170,000! $170,000 is enough to anchor your heart anywhere. And while we had the house, our hearts were in Petoskey. But when we sold the house it freed up our hearts to really reside and root in Lansing.

Forbes provides a list of the top five things you’ll spend your money on over your lifetime. These five things will require about half of all the money you make:

  1. House (30%)
  2. Car/Travel (10%)
  3. Kids ($225,000),
  4. College (10%)
  5. Retirement (10-15% = Salary x 25)

Based on this list, our hearts will be in our homes, our cars, our kids, our education, and our retirement. That pretty well sums up what most of us spend our lives pursuing. But what really struck me about this list was that God didn’t even make a showing. Is God in your top five?

You give generously to the church to keep your heart close to God!

Paul, the first missionary of the church said:

The fruit of the Spirit is love, joy, peace, patience, kindness, generosity, faithfulness, gentleness, and self-control.
~Galatians 5:22:23 NRSV

Many of you know that verse not with “generosity” in it but “goodness.” The Greek work implies goodness through being generous to those around you. When God’s Spirit is at work in you, generosity becomes a mark of your character. You do good generously, including with your money.

So is God not interested in my house, car, kids, education, and retirement? Not exactly. God’s vision for the world is a world of “Shalom.” Shalom is Hebrew for “peace”, but shalom is much more than the absence of war. Shalom is peace, well-being, and prosperity all around for everyone. Shalom includes justice to those who are without justice. There is no peace without justice. There is no shalom without justice.

Shalom pops up in one of the most famous blessings in the Old Testament, the Aaronic Blessing. Aaron was Moses brother and the first priest of the tabernacle. This blessing of his is recorded in the book of Numbers:

The Lord bless you and keep you;
the Lord make his face to shine upon you, and be gracious to you;
the Lord lift up his countenance upon you, and give you peace [shalom].
~Numbers 6:24-26 NRSV

God is definitely interested in shalom, well-being, peace, prosperity for all of God’s creation, but God’s primary mission is not to make you safe, comfortable, and entertained. God’s primary mission in Jesus is elsewhere…

  1. To meet the needs of the poor and poor in spirit
    Our world is broken and doesn’t have shalom, so Jesus came into the world to seek out especially those who are lacking peace. Jesus describes his own mission saying:

The Son of Man came to seek and save those who are lost.
~Luke 19:10 NLT

Your heart is with God when you invest in Jesus’ mission to seek and save those who are lost!

You give generously to the church to seek and save the lost!

Who are the lost? The lost are not always just the poor. In fact, when you read this verse in its context you find that it’s actually talking about the rich. The rich are lost!

Jesus entered Jericho and made his way through the town. There was a man there named Zacchaeus. He was the chief tax collector in the region, and he had become very rich. He tried to get a look at Jesus, but he was too short to see over the crowd. So he ran ahead and climbed a sycamore-fig tree beside the road, for Jesus was going to pass that way.

When Jesus came by, he looked up at Zacchaeus and called him by name. “Zacchaeus!” he said. “Quick, come down! I must be a guest in your home today.”

Zacchaeus quickly climbed down and took Jesus to his house in great excitement and joy. But the people were displeased. “He has gone to be the guest of a notorious sinner,” they grumbled.

Meanwhile, Zacchaeus stood before the Lord and said, “I will give half my wealth to the poor, Lord, and if I have cheated people on their taxes, I will give them back four times as much!”

Jesus responded, “Salvation has come to this home today, for this man has shown himself to be a true son of Abraham. For the Son of Man came to seek and save those who are lost.”
~Luke 19:1-10

So what’s going on here? First, Zacchaeus is “very rich.” He was very rich because he was good at extorting money out of the poor in the form of taxes. He was so good at it that he was notorious, and the people couldn’t believe that Jesus would spend any time with such a notorious enemy of the poor. But Jesus had a different mission. His mission was to seek out people who were lost, whether rich or poor. And Zacchaeus was lost in his riches. But when he encounters Jesus his life is transformed and he begins to put his money in Jesus’ mission. He reconciles his past wrongs and gives away half of his wealth to the poor. Jesus’ purpose is not so much to get us into “heaven” but to get “heaven” into us.

Heaven in us is God’s mission in Jesus in our hearts. We give generously to get God’s mission in our hearts.

The lost are the spiritual and economically lost. Matthew records Jesus saying:

Blessed are the “poor in spirit.”
~Matthew 5:3 NRSV

Luke records Jesus saying:

Blessed are the “poor.”
~Luke 6:20 NRSV

Sycamore Creek Church has a vision for seven satellites in seven venues on seven days of the week. It’s our 7-7-7 Vision. Jackpot! We’re planning on launching a new venue in 2016. A “satellite” campus is a mission to seek out the lost. We’re not content to wait for the lost to come to us. In fact, the lost can’t find us. If you’re lost, you can’t find your way. That’s what it means to be lost. If you’re going to find the lost you have to send out a search party. We’re going to go out and seek the lost with each new venue we launch. Blessed are the poor in spirit.

You give generously to the church because the church is the primary community that is all about Jesus’ mission!

Blessed are the poor.

You give generously to sustain a community that meets the needs economic needs of the poor in its community

John the Baptist, Jesus’ cousin, preached and prepared the way for Jesus. He taught:

Prove by the way you live that you have repented of your sins and turned to God…

The crowds asked, “What should we do?”

John replied, “If you have two shirts, give one to the poor. If you have food, share it with those who are hungry.”
~Luke 3:8, 10-11

This theme of providing for the poor runs throughout all of scripture. We read in Leviticus:

When you harvest the crops of your land, do not harvest the grain along the edges of your fields, and do not pick up what the harvesters drop. Leave it for the poor and the foreigners living among you. I am the Lord your God.
~Leviticus 23:22 NLT

God was setting up a system by which the poor would be provided for. No one would be left out of shalom. God was showing compassion. The Hebrew word for “compassion” is very closely related to the Hebrew word for “womb” such that God’s compassion could be considered God’s “womb love.” God has love for all of us in the way that a mother has love for her children. And more…

Can a woman forget her nursing child,
or show no compassion for the child of her womb?
Even these may forget,
yet I will not forget you.
~Isaiah 49:15 NRSV

What does a mother want for her child? I asked my mother friends on Facebook what they wanted for their children. I think the answers sum up what shalom looks like:

  1. Reliable home
  2. Healthy food
  3. Decent clothing
  4. Thriving education
  5. Safe place to grow up
  6. Good friends
  7. Love for God

How can a follower of Jesus provide reliable houses, healthy food, decent clothing, a thriving education, a safe place to grow up, good friends, and love for God to all those who are poor and poor in spirit? The answer is that a follower of Jesus can’t provide these things…alone. But we can do it together.

  1. To focus and multiply your impact

We give generously to the church to focus and multiply our impact!

We do things together that we can’t do alone. Jesus takes what we have and multiplies it. There’s this moment in Jesus’ ministry when he’s been teaching a huge crowd out in the countryside, and the disciples begin to wonder how all these people are going to be fed.

That evening the disciples came to him and said, “This is a remote place, and it’s already getting late. Send the crowds away so they can go to the villages and buy food for themselves.”

But Jesus said, “That isn’t necessary—you feed them.”

“But we have only five loaves of bread and two fish!” they answered.

“Bring them here,” he said.
~Matthew 14:15-18 NLT

Jesus takes those five loaves and two fish and multiplies them to feed thousands of people. Jesus takes what we have and makes it more.   Jesus multiplies our impact. We saw this happen at Christmas this year. I put the challenge before you, as I do every Christmas, to give away as much as you spend on yourselves. I thought I was stretching you to set a goal of $12,000. Our previous record was $11,225 in 2013. You responded to Jesus’ birthday at Christmas by giving $16,075.43! Over $16,000! Wow. Do any of you have a spare $16,000 laying around to meet local and world needs? Some of you may, but most of you don’t.   But together, $50 here, $100 there, we’ll give away over $16,000!

You give generously to SCC because we’re a community that

  1. For fifteen years has been helping provide physical “shalom” in Nicaragua by sending medical teams twice a year to provide medical clinics;
  2. Fixed up a house in the Baker Donora Neighborhood adding shalom to our neighborhood;
  3. Helps pay for rent, utilities, food, gas, etc.;
  4. Regularly gives thousands and thousands of items to Compassion Closet personal needs bank;
  5. Paints the local school to help provide a beautiful place to learn for our children in Lansing;
  6. Provides mental health for our community through a Christian counselor working out of our building and funds for those who don’t have insurance or can’t afford her;
  7. Provides a place to build spiritual friendships in a newly remodeled Connection Café;
  8. Partners with each family to nurture love for God in our children through Sycamore Creek Kids and Teen Fuel.

When you give generously to the church, you’re focusing and multiplying your giving!

So what’s your plan to give generously in 2016? I want to suggest four steps for beginning to put your heart where God’s heart is:

  1. Give for the first time
    Some of you are ready to give for the first time today. That’s the first step. In 2015 we had 58 first-time givers and a total of 168 givers. Are you ready to give for the first time?
  1. Give regularly
    Some of you are ready to take the step to give regularly. You were a first-time giver in 2015 and maybe you gave sporadically, but in 2016 you’re ready to make a plan to give regularly each time you get paid. Sarah and I give 10% out of each paycheck. Our giving happens twice a month because I get paid twice a month. Some of you are ready to make that step and give regularly. In 2015, we received $252,596.17 total amount of giving from people who gave for the first time, sporadically, and regularly.
  1. Give automatically
    Some of you are ready to take the step of giving automatically. We live in a different world these days. I’ve lived in Lansing for six years and I just had to reorder checks for the first time. We pay all our bills electronically. In fact, most bills get paid automatically with little to no action on my part. Why would my giving to the church be any different? Most people who give automatically do so through EFT (Electronic Fund Transfer). In fact, in 2015 more was given to SCC through EFT than through the weekly offering. We received $120,926.47 in EFT. Some of you are ready to give automatically so you give faithfully whether you’re in town or on vacation, whether you remember to bring your check book or you forget.
  1. Give proportionally (Tithe Challenge)
    Some of you in 2106 are ready to give proportionally. The Bible talks about percentages of our income, specifically 10%. 10% or a tithe is the biblical minimum for giving back to God. God lets you keep 90%! That’s a pretty sweet deal. Giving proportionally means when you make more you give more. When you make less you give less. Maybe you’re buried in debt and your focus for 2016 needs to remain on paying off that debt. You can’t give 10%. That’s fine. What’s your plan to get to 10% or more? Do you give 1%? Then in 2016 step up to 2%. Or maybe you’re at 10% already, but God has blessed you with more than you need. Maybe for you giving proportionally means extravagant giving of 15% or 20%. There are people in our church who give those kind of percentages, and they’re not always the ones who are making the most. Whatever your income, some of you are ready to step up to proportional giving in 2016. I want to propose a challenge for you. Let’s call it the tithe challenge. If you’ve never tithed and you’re worried about whether you can swing it or not, make the commitment to tithe for the first time for the next three months. See what God does and how God provides. If it doesn’t work at the end of those three months, we’ll give your money back.

Why take one of these four steps? Because when you give generously to the church, you keep your heart close to God. Because when you give generously to the church you join Jesus’ mission of meeting the needs of the spiritually and financially poor. Because when you give generously to the church, you focus and multiply your impact through Jesus’ mission.

May those reasons be true in the life of Sycamore Creek Church. Dear friends, may…

The Lord bless you and keep you;
the Lord make his face to shine upon you, and be gracious to you;
the Lord lift up his countenance upon you, and give you peace [shalom].
~Numbers 6:24-26 NRSV

* This sermon is based on a sermon first preached by Mike Slaughter

 

 

Masterminds – Money Masters or Financial Fools

GodOnFilm

God on Film: Masterminds – Money Masters or Financial Fools
Sycamore Creek Church
August 2/3, 2015
Tom Arthur

 

Peace Friends!

Today we continue the series God on Film where we’re looking at a different summer blockbuster each week and exploring the themes or ideas that the movie evokes.  Today’s movie, Masterminds, is about a $17 Million bank robbery by a group that isn’t the sharpest knife in the drawer.  It’s a movie that makes me ask the question, “Am I a money master or a financial fool?”  Ironically enough, this movie was originally slated to come out in August back when we were planning this series, but its opening has been moved to October because of millions of dollars of debt restructuring by its parent company!  When I saw the trailer and learned that Masterminds was about money my mind immediately went to the teachings of Jesus on money:

No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.
~Matthew 6:24 NLT

Matthew was one of Jesus’ closest followers and he recorded this teaching of Jesus.  But Luke, a doctor who hung out with Jesus’ friends also recorded this teaching by Jesus:

No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.
~Luke 16:13 NLT

Notice anything about those two teachings?  They’re exactly the same!  Two different places in the Bible.  Same exact teaching down to the letter.  Maybe the Bible wants to make sure that we really get the point.  So here’s the question that it raises for each of us: Will you “master” your money or will your money “master” you?  Today I want to look at three things that financial fools do that allow money to master them and I want to look at three things that money masters do to let God master their money.

Financial Fools Give into PRESSURE
Financial Fools let others make their decisions about money from them.  The book of Proverbs says:

Dear friend, if bad companions tempt you,
don’t go along with them.

~Proverbs 1:10 (The Message)

What is the stupidest thing you’ve ever spent your money on?  Maybe you bought way too many gifts for Christmas when you didn’t really have the money because that’s what you’re “supposed to do.”  Or maybe you go out to eat because your friends are all going out to eat even though you don’t have rent money this month.  Or maybe you just have to have the latest and greatest gadget because everyone’s got the latest S10 iThing Magenta.   I asked my friends on Facebook what was the stupidest thing they’d ever done with money.  I got lots and lots of responses.  I’m talking a TON of responses.  There is no shortage of stories about how people spend their money in stupid ways.  One of my friends who is a bartender said she goes out with friends after work and buys everyone drinks with her tip money.  Then she goes home empty handed!  Another friend a little too embarrassed to claim the spent money publically said in private message (but gave me permission to share), “The stupidest thing I ever did with money was pay $1000 to keep a new boyfriend from going to jail. He promised to pay me back (yeah right) and that it was part of his old life. Young girls are suckers for boys they think they can ‘change.’” Financial fools let PRESSURE make their financial decisions.  Don’t let others decide where you spend your money.

Financial Fools PUT IT OFF for some other day
James, the brother of Jesus, says, “How do you know what your life will be like tomorrow?” (4:14 NLT).  We make all kinds of “plans” for tomorrow, and sometimes we plan to make a plan tomorrow.  Financial fools say, “I’ll figure out money when I get out of college.”  Or “I’ll figure out money when I get a job.”  Financial fools wait until they get married to learn how to use their money.  Yeah, that’s really easily done.  Two people trying to figure out one of the hardest things to figure out while also figuring out how to live together?  Maybe that’s why finances are one of the biggest reasons for divorces.  Financial fools wait until marriage to figure out money.  Or they wait until they have kids.  Or they wait until they have a better paying job.  Financial fools wait until tomorrow to do what should be done today.

Financial Fools POINTLESSLY Spend
Pointless spending means spending more than you make.  It means not having a plan in place for how you spend.  It’s impulse spending.  John, one of Jesus’ closest followers says:

For the world offers only a craving for physical pleasure, a craving for everything we see, and pride in our achievements and possessions. These are not from the Father, but are from this world.
~1 John 2:16 (NLT)

We spend our money pointlessly on physical pleasures, creature comforts, anything that catches our eye, or things that make us feel pride in what we own.  One of my friends on Facebook says that she spends pointlessly by shopping when stressed.  I see pointless spending when people tell me they’re using student loans to pay a car loan.  Debt to pay debt.  Yikes!  Pointless spending is using credit cards to buy things that depreciate in value, things like food, gadgets, clothes, and on and on.  Financial fools go into debt for things that you’ll not only be paying on for a long time but you can’t sell them to pay off the debt because they won’t sell for what you paid for them.  Unfortunately, too many of us are sunk in credit card debt.  I heard a great story on NPR (National Public Radio) about a year ago about the struggle with credit card debt.

What I really liked about it was that it described well the real financial challenges people face, the financial trouble they get into, and the way out.  Did you hear it?  This family is turning the corner from their money mastering them toward mastering their own money.  From financial fools to money masters.  Let’s learn three things that money masters do.

Money Masters AVOID Debt by Living Simply
Money masters steer clear of debt because they know a very important truth about debt:

The poor are always ruled over by the rich,
so don’t borrow and put yourself under their power.

~Proverbs 22:7 (The Message)

One key tool to steer clear of debt is the 70% rule.  The 70% rule means that you live on 70% of what you make.  So what do you do with the other 30%?  You give away 10%, save 10%, and put 10% away for retirement.  Most of us aren’t living on 70% of what we make.  We’re living on 110%!  One key way to begin to break the power that money has over you is to give some away.  Giving money away is a discipline that helps put money in perspective.  Christians have been practicing giving 10% or more away for a long time.  Let’s be honest about this.  It’s hard to give 10% away especially if you are not used to it.  But let me put the whole thing in perspective.

Last fall we made a Jack O Lantern out of a pumpkin.  After digging out all the seeds and roasting them, we sat down to enjoy the seeds.  I had eaten most of what I wanted while they were still warm.  Micah, my son, doesn’t like things warm, so when they cooled off and we sat down together, I was mostly just sitting there while Micah was eating cold roasted pumpkin seeds.  At one point I reached over for a couple of seeds and he said, “Hey, don’t eat MY pumpkin seeds.”  His pumpkin seeds?  I bought the pumpkin.  I did most of the work digging them out.  I seasoned them and roasted them.  I put them in the refrigerator to cool them down.  I served them up to him.  Whose pumpkin seeds?  We had a little talk about what it took to actually have pumpkin seeds to eat (work, money, time, etc.).  After a bit of joking, he offered me two pumpkin seeds.

I was reminded in this moment of how we treat God’s resources.  It’s all God’s, and when God asks for some of it back, we say, “Hey, that’s mine!”

I’d like to get down to brass tacks with this whole idea of living simply by the 70% rule by showing you how Sarah and I budget and spend our money.  Financial fools spend pointlessly but money masters spend their money on paper before they even get it.  They make a plan to live into the 70% rule.  Now one big financial change that happened in our life recently was that we sold our house in Petoskey.  We made a good amount of money on the sale.  So the first thing we did was give 10% of what we made to the church’s capital campaign fund.  Then we paid off our two car loans.  That left us entirely debt free!  This month I turn 40, so it took me 40 years to get to zero.  But now it’s time to spend the next 40 years really mastering our money.  So here’s how we’re doing to do it:

  • $180/paycheck for a 10% tithe to the church
  • $350/month (that we were paying a mortgage) now investing toward retirement [One significant difference between our budget and most other people is that the church provides a house for us to live in and pays the utilities.  This is a double edged sword.  While you are busy making payments on a house and building equity, we need to be saving to buy a house with cash when we retire!]
  • $160/month (that we were paying on an auto loan) now saving for a future car

Because our house in Petoskey was our vacation destination, we decided to put aside money each month toward vacations throughout the year.  So we put aside $200/month for vacations.

We also have learned that there are some areas where we tend to overspend.  So what we do is take out cash from each pay check (every two weeks) for each of these areas and put that cash in an envelope.  It’s a cash envelope budgeting system.  Here’s the areas we tend to overspend:

  • $300/paycheck for groceries ($150/week)
  • $50/paycheck for dates ($25/week)
  • $25/paycheck for “blow money” for each of us (to be spent on whatever we want)
  • $20/month for Dad Kid Night Out
  • $20/paycheck for Church in a Diner ($10/week)

I’d like to explain this last cash budget item a little bit more.  It’s very important to understand for the health of our Monday night Church in a Diner.  I budget $10 every Monday to spend at Jackie’s.  Each meal is about $6.50 so the total bill with tax is about $7.  Normally you tip somewhere between 15-20%.  But I just give the whole $10.  I consider myself a “financial missionary” on Monday nights.  Here’s why that’s important.  It costs Jackie’s about $350 every Monday night just to be open for us.  This is their break even amount.  On average we have about 50 people who attend Monday night.  If each person spent about $7, that would be $350.  That’s the break-even point for Jackie’s.  But not everyone who comes on Monday night can afford or wants to buy a whole meal.  So I give a little bit more in the tip to help cover the difference.  I’m a financial missionary on Monday nights.  Now I’ve been told by the owner of Jackie’s that for several weeks now, they haven’t broken even.  They’ve lost money on Monday nights.  So I’m asking you to consider joining me in being a financial missionary on Monday night.  Has God blessed you enough to spend or tip $10/person at your table?  Or better yet, what if you brought someone with you each Monday night and paid for them?  It all goes back to this idea of a budget.  Have you budgeted for Monday nights?  Can you budget to be a financial missionary?

It’s taken us almost forty years of life and eighteen years of marriage to get to this point, but we’re slowly taking steps into mastering our money rather than letting our money master us.

Money Masters ACCUMULATE True Treasure  
Do you know that your heart goes toward where you spend your money?  Jesus teaches:

Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal. Wherever your treasure is, there the desires of your heart will also be.
~Matthew 6:20-21 NLT

If you want your heart to be in heaven, then put your money where you want your heart to be.  Shell Silverstein, the poet of the famous children’s book, Where the Sidewalk Ends, wrote a poem about this very thing titled “Lester.”

Lester was given a magic wish
By the goblin who lives in the banyan tree,
And with his wish he wished for two more wishes—
So now instead of just one wish, he cleverly had three.
And with each one of these
He simply wished for three more wishes,
Which gave him three old wishes, plus nine new.
And with each of these twelve
He slyly wished for three more wishes.
Which added up to forty-six—or is it fifty-two?
Well anyway, he used each wish
To wish for wishes ‘til he had
Five billion, seven million, eighteen thousand thirty-four.
And then he spread them on the ground
And skipped and sang, and then sat down
And wished for more.
And more… And more… They multiplied
While other people smiled and cried
And loved and reached and touched and felt.
Lester sat amid his wealth
Stacked mountain-high like stacks of gold.
Sat and counted—and grew old.
And then one Thursday night they found him
Dead—with his wishes piled around him.
And they counted the lot and found that not
A single one was missing.
All shiny and new—here, take a few
And think of Lester as you do.
In a world of apples and kisses and shoes
He wasted his wishes on wishing. 

What wishes are you wishing with each dollar you send?  Country songs are good at telling the same basic story.  One recent song is called “Trailer Hitch.”  Watch the video here:

 

You do begin to ACCUMULATE true treasures in one of four ways: give something, give regularly, give proportionally, and give generously.  Some of you today need to begin giving something, anything.  You haven’t ever given anything back to God and today is the day you’re going to take that first step.  Others need to give regularly.  Not just a one-time tip, but a regular predetermined amount.  Some of you are giving regularly but you’re not up to 10% and so you need to accumulate true treasures by giving proportionally.  Then some of us are really blessed financially and accumulating true treasurers means giving much more than 10%, giving extravagantly and generously.  Are you mastering your money by accumulating true treasures?

Money Masters AUTOMATE It ALL
Do you know that S.Y.S.T.E.M.S. Save You Stress, Time, Energy, and Money?  Yes.  What’s your system for automating your finances?  Paul, the first missionary of the church and the author of many of the books of the Bible teaches us saying:

On the first day of each week, you should each put aside a portion of the money you have earned. Don’t wait until I get there and then try to collect it all at once.
~Paul (1 Corinthians 16:2 NLT)

Paul thought that you should have a system for giving that takes place at the beginning of each week.  Money masters do this in all areas of their finances.  They automate their bills.  I love it.  I never have to remember whether I’ve paid it or not.  Money masters automate their savings.  I just set up two new savings accounts at our bank, one for our future car and one for vacation.  I used the online tools to automatically move money from my checking account to those two savings account each month.  Money masters automate their investments.  Money is taken automatically out of my paycheck and invested for retirement.  In each case, I don’t even see the money.  It’s just not there.  It goes to the appropriate bill, savings, or investment.  Now, if this is how I run my financial life, why would I not also automate my giving?  Well, I actually do.  We have our bank send a check to the church every paycheck.  I don’t even have to think about it.  We give whether we’re on vacation or not.  We give whether we remember to bring our checkbook or not.  We give whether we’ve got cash in our wallet or not.  We automate our giving.

Now there is one more way to automate your giving that I learned from a woman who died a couple of years ago.  We received a letter on November 12, 2013 from Neumann Law that Arlene C. Eskes had left $200 to Sycamore Creek Church in her trust.  No one in the office knows who Arlene is.  I found this obituary:

Arlene C. Eskes, 89, of Holt, died Sunday. Services 10 a.m. today at Holt United Methodist Church. Arrangements by Estes-Leadley Funeral Homes, Holt-Delhi Chapel.
Published in Lansing State Journal on Dec. 19, 2012

It made me wonder if Holt UMC knew anything about Arlene.  So I contacted their pastor at the time, Glenn Wagner.  He wrote back saying:

Arlene was a long time member here.  By the time I arrived in 2006 Arlene was living alone in her home and relied on family and close friends for transportation, grocery shopping, and fellowship.   She organized annual Christmas trips for Church members to Turkeyville for dinner and theater.  Her daughter and son-in-law are active members of the Lowell United Methodist Church. In her later years Arlene struggled with health issues that greatly limited her mobility.   I don’t know when or why she decided to leave Sycamore Creek in her will but do believe that for Arlene $200 was a substantial gift…Perhaps she wanted to do her part to support this church that was birthed from Holt UMC.  Thanks for asking.

Friends, when I die, I want my treasures so stored up in heaven, that my money automatically goes to supporting God’s mission here on earth!  To do that, we must remember:

No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.
~Matthew 6:24 NLT

Will you be a Financial Fool or a Money Master?  Lord, help us not give into PRESSURE, PUT off our financial planning for another day, and spend POINTLESSLY.  Help us rather to AVOID debt by living simply, ACCUMULATE true treasure, and AUTOMATE it all.  In the name of Jesus, the master of our lives, including our money.  Amen.

Committed to Christ – Financial

Logo 4-color B

 

 

 

 

 

 

 

 

 

 

Committed to Christ – Financial
Sycamore Creek Church
March 30/31, 2014
Tom Arthur

Peace friends!

We’re three weeks away from Easter.  Are you excited?  Did you hear that we’ll be 1 church celebrating Easter on 2 days in 3 locations and 4 services?  1 – 2 – 3 – 4!  We’re striving to reach a goal of touching more people with the power of the resurrection than we ever have before.  We’ve prayerfully set a goal of 350 people in worship this Easter.

This past week I was asked why we’re trying to reach 350 people in Easter.  Here’s my answer: Because our mission is to ignite authentic life in Christ.  Because hearts that are made up of fertile soil multiply (see last week’s message).  Because Jesus gave us the great commission (see Matthew 28:19-20).  Because people are hurting and need Jesus’ healing.  Because people are far from God and need Jesus.  Because following Jesus means not keeping it to yourself.  That’s why we’re seeking to reach 350 people this Easter.  It’s our mission!

Next week we’re going to go even deeper into the question of Why as we explore a commitment to witness.  This week as we continue this series, Committed to Christ, we’re looking at our commitments to give financially.

There are a lot of different people in the room when it comes to giving:

  1. Those who are not ready to give.
  2. Those who would like to give but are so deep in debt that they can’t see a way to give.
  3. Those who give occasionally from what’s in their wallet or purse.
  4. Those who give regularly when they’re in worship.
  5. Those who give regularly whether they’re in worship or not.
  6. Those who give the full tithe.
  7. Those who give extravagantly.

In February we took an anonymous survey about your giving.  We had seventy surveys turned in.  Here are the results.  Five people answered that they do not give financially.

Forty-one answered about the amount that they give weekly to the General Fund and the average amount of the forty-one people was $56/week.  Twelve people answered that they give to the Building Fund and the average was $39/week.  Seven people answered that they give to missions and the average was $17/week.  Twenty people answered the question about what percentage of their income they gave and the average was 11%.  That’s really intriguing, isn’t it?  We’ll talk more about that in a moment.

Today I want to explore four commitments to giving, and I want to encourage you to take a further step of commitment in your giving.

  1. Give

 It may seem too obvious to say, but the first commitment of giving is to…well, give.  Paul, the first missionary of the church and the author of the most books in the Bible said this about giving in a letter to a church he founded at Corinth:

You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. “For God loves a person who gives cheerfully.”
2 Corinthians 9:7 NLT

Each person must decide how much to give.  It’s part of following Jesus.  Someone else can’t do it for you.  You must decide yourself to take the initial step and give.  Some of you do not give financially to the church, and God may be calling you today to take an initial step of commitment today to simply give.

Why don’t people give to the church?  The Barna Group is a religious research group and several years ago they put out a study titled “Why People Do Not Give More” (Source). While the study was about giving more, I think it is also applicable to why people don’t give in the first place.  There were four reasons.  Two were the responsibility of the church.  One was a shared responsibility between the church and the individual.  The fourth reason was the responsibility of each individual.  Let’s look at these four reasons.

  1. “The church has failed to provide a compelling vision for how the money will make a difference in the world…They withhold money from the church because they do not see a sufficient return on their investment.”

This is the responsibility of the church leadership, especially the pastor.  So since it’s our, even my, responsibility, let me tell you what difference your giving makes.  It makes a difference in missions to our community and world.  Your giving makes all these things possible.  On a regular basis we have 5-10 people/month who serve dinner and make friends at Maplewood women and children’s center.  5-10 people/quarter serve coffee and make friends at Open Door Ministries downtown.  Last year 3887 personal items were collected for Compassion Closet.  5-10 people/quarter socialize and make friends at Holt Senior Care.  20-30 people help out with the North Elementary community garden twice a year.  3-5 people volunteer at Recycle Rama two times a year.  We tithed 10%  of our capital campaign funds to foreign and local missions which has amounted to $33,000 over three years or $11,000/year.  Since the birth of our church we have given to missions a total of $153,478.52 or $11,806/year.  Wow!  Because you give we are making a huge dent in the needs of our community and world and sharing God’s compassion with many many people.

So what about our church?  What difference does your giving make in our own church.  Once a month I host Pizza with the Pastor for new people in our church.  Last week we had five people on Sunday and six people on Monday.  That’s just one month.  I’m currently teaching Christianity 101, a baptism preparation small group, and we have four people attending on Sundays and five on Mondays.  Last year at Baptism @ The Beach we baptized six people, three adults and three kids as well as had four adults reaffirm their faith.  Authentic life in Christ is being ignited in new people and they are connecting with God and others, growing the character of Christ, and serving the church, community, and world.  Your giving makes this possible.

What about the people we’re reaching weekly in worship?  Last year at this time we had an average weekend attendance of 194 which included thirty-four kids and eight youth.  This year (if you throw out the one really bad weekend we had the first week of January when the snowpocalypse shut everything down in Lansing) we have an average weekend attendance of 199 which includes thirty-seven kids and twelve youth.  That’s an increase of 2%.  Four times this year our Monday night Church in a Diner has been our biggest service.  In 2013 we saw a 22% growth in average weekend attendance because of our Monday night Church in a Diner.  This creative worship service has had a bigger impact than just in Lansing.  Jeremy, Gretchen, and I recently led a worship with 150 leaders in Saginaw about Church in a Diner.  Our model for ministry is influencing dozens of other churches.  Our big vision is to have seven satellites in seven venues on seven days of the week.  7 – 7 – 7.  This Easter we’re seeking to be one church on two days in three locations and four services.  1 – 2 – 3 – 4.  We are doing more and reaching more people than we’ve ever done or reached on a shoestring budget.  Your giving makes all this happen!

I find our reach compelling.  I find our ministry compelling.  I hope it is compelling to you too.  I hope you see that what you give has a huge return in people touched and lives changed!

2.  “[Some] people … do not realize the church needs their money to be effective. Their church has done an      inadequate job of asking for money, so people remain oblivious to the church’s expectations and potential.

Just as a baseline let me share with you that the critical items (payroll and rent and utilities) in our budget to reach the people we reach and do the ministry that we do  requires that we receive $4400/week in the offering.  The survey that I shared with you earlier represents $2200/week.  Our critical items in the budget to keep doing what we’re doing requires two times the amount represented in that survey.

One thing worth noting about our giving and our growth.  We are reaching many new people, and it takes time for new people to raise their commitments to giving.  That’s because it takes time to build trust and for new people to see what those who have been around for a long time already know, giving to Sycamore Creek Church is a worthwhile and trustworthy investment.

3.  “[Others] are ignorant of what the Bible teaches about our responsibility to apply God’s resources in ways that affect lives.”

This reason for not giving is a joint responsibility.  It’s both the leadership’s responsibility to teach what the Bible says about giving, and it’s each person’s responsibility to study the Bible on their own and in small groups.  It’s my hope that today we’ll increase your knowledge about what the Bible teaches on money and giving.

4.  “The final category contains those who are just selfish. They figure they worked hard for their money and it’s theirs to use as they please. Their priorities revolve around their personal needs and desires.”

 The first three reasons about not giving had some responsibility of the church leadership.  This reason must be owned by each one of us.  If we’re to grow in our discipleship we must realize that our money is not our own and act in a way that is consistent with that truth.  But more on that in a moment.  So the first commitment to giving is simply to give.

 2.     Give cheerfully

 The second commitment to give is to give cheerfully.  Back to Paul:

You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. “For God loves a person who gives cheerfully.”
2 Corinthians 9:7 NLT

I’ve got to admit that I have a hard time with this.  I know I’m the pastor, and I’m supposed to be happy to give money away, but sometimes I have to check my own attitude.  This past Christmas season we were walking into Kroger when Micah saw and heard the Salvation Army bell ringer.  Apparently Micah had seen my wife, Sarah, give to the Salvation Army at some other trip to the grocery, and he asked me if we were going to give.  I had not planned on giving anything, but I thought, “I’m the pastor.  I’m his dad.  I’m supposed to help him learn to give.  So I guess I’ll give a little just to make the point.”  So we went over to the bell ringer and I gave Micah a quarter to put in the bucket.  As we were standing there and I was fumbling to get the quarter out and give it to Micah, someone else came by and handed Micah a $5 bill to put in the bucket.  Oh, come on!  Seriously?  I’m reluctantly and half-heartedly giving my son a quarter to teach him something about giving and someone else comes by and hands him a $5 bill to put in the bucket?  OK, God.  I give up.  So I gave Micah some hard cash and let him cheerfully give with a big smile.  At least one of us was giving cheerfully that day.

Do we give only when we feel like it?  Is that what Paul is saying?  Are we only to give when we can give cheerfully?  No.  We’re to always give and to seek to have a cheerful heart when we do.  The second commitment to giving is to give cheerfully.

3.     Give Generously

The third commitment to give is to give generously.

Meanwhile, Jesus was in Bethany at the home of Simon, a man who had previously had leprosy. While he was eating, a woman came in with a beautiful alabaster jar of expensive perfume made from essence of nard. She broke open the jar and poured the perfume over his head.  Some of those at the table were indignant. “Why waste such expensive perfume?” they asked.
Mark 14:3-4 NLT

The woman in this story gave “expensive perfume” that the people who were with Jesus thought was wasteful.  They had better business plans for how to use that asset.  But Jesus was impressed with her generosity.

The Bible has a basic standard of giving set at 10%.  It is the baseline commitment to giving.  This 10% is called a tithe which literally means 10%.  The basic idea here is that God gives you 100% of what you have and asks you to give back 10%.  10% may seem like a lot to most of you, but it all depends on how you frame it.  Consider this video:

 

That puts it all in a different perspective, right? God gives you 100% and lets you keep 90%.  10% seems like a pretty good deal, doesn’t it?  But remember, 10% is the baseline.  It’s the minimum biblical standard.  I think most of the Bible actually encourages us to give even more by living simply and giving generously, even radically.  That means more than 10%.  Back to our survey results.

Twenty people answered the question about what percentage of their income they gave and the average was 11%.  That’s because of those twenty, seven people who took the survey give over 10%.  The highest percentage was 15%.  And these seven extravagant givers weren’t all at the top of the salary scale.  I was humbled to read the amounts they were giving that made up 10-15%.  We have several who are “widows” giving “mites” (see Mark 12:41-44).  Most of us think we need to be making a lot of money before we can tithe.  But that’s not really how it works.  It is unlikely that you will be faithful with much if you have not been faithful with little.  By many accounts, John D. Rockefeller is the richest man who ever walked the face of the earth.  He was also a devout Christian.  He liked to say, “I never would have been able to tithe the first million dollars I ever made if I had not tithed my first salary, which was $1.50 per week.”

The third commitment to give is to give generously.

4.     Give regularly

The fourth commitment to give is to give regularly.  Let’s look at some more instruction that Paul gave to the church at Corinth:

On the first day of each week, you should each put aside a portion of the money you have earned. Don’t wait until I get there and then try to collect it all at once.
1 Corinthians 6:2 NLT

Paul’s basic idea here is that at the beginning of the week when you get paid, set aside your tithe for God.  Every week.  Whether you’re able to make it to worship or not.  Whether you’re in town or not.  Whether you’re on vacation or not.  You pay your mortgage payment whether you’re on vacation or not.  Why do you skip giving to God?  The IRS understands human nature.  At first they allowed you to save up your tax and pay it at the end of the year, but in 1943 they got smart.  They realized that no one had the self-discipline to save their money and give it all at the end of the year.  So they began withholding your taxes from your paycheck.  While you don’t have to give to the IRS cheerfully, you do have to give regularly.  Is the IRS greater than God?

So here’s what I’d suggest you do.  Give when you get paid, whenever that is.  The best way to do this is to automate the whole process.  I have automated almost everything in my financial life.  I pay very little attention to it.  I pay my mortgage and most other bills with my online bill pay.  Many of you pay your bills with electronic fund transfer.  I recently read a book titled The Automatic Millionaire.  The basic thesis of the book was this: if you want to grow your wealth, have money automatically deducted from your paycheck and put into a retirement investment.  That’s all there was to the book.  Automate it.  If it works with becoming a millionaire, then it will also work with your giving to God.  Sarah and I have automated our giving through our online bill pay so that immediately after I get paid, a check is sent to the church.  Many of you give through electronic fund transfer (EFT).  This winter has been pretty tough at times on attendance.  It would have been even harder on the church if we didn’t have people faithfully giving through EFT.  Give regularly and the easiest way to give regularly is to automate it.

John Wesley, a mentor of mine from afar through his writings, said this about money: “Money never stays with me.  It would burn me if it did.  I throw it out of my hands as soon as possible, lest it should find its way into my heart.”  He knew that where your money is, there your heart will be also.  Give regularly so that your heart is regularly with God.

You’ve heard me talk about giving today, but I’d like you to hear from Susan Kelley and her husband, Jason.  Susan works with the money behind the scenes at SCC.  She does our books, sends out financial statements, and is the office manager.  She not only organizes our money, but she and Jason also give, give cheerfully, give generously, and give regularly.  Here is Susan and Jason:

 

 

Commitment

I don’t know what level your commitment has been, but I know what level my commitment has been.  Today we are all invited to take one step in a new commitment.

Are you ready to grow one or more steps in your giving?

No, I am (we are) not ready to commit at this time.
Yes, I am (we are) ready to give for the first time.
Yes, I am (we are) ready to give regularly.
Yes, I am (we are) ready to give regularly from the “first fruits.”
Yes, I am (we are) ready to take the four-month tithe (10%) challenge.
Yes, I am (we are) ready to commit to tithing (10%) from this point on.
Yes, I am (we are) ready to be extravagant givers (over 10%).
Yes, I am (we are) ready to give automatically through Electronic Fund Transfer
Giving will be a priority in my (our) life, growing to include the following:

Giving will be the greatest joy in life. If I miss a week, I (we) will give twice as much the next week to keep faith with this commitment. I (we) will move closer to tithing (giving 10%) each year. The check to the church will be the first one I (we) write each month.

$ ____________ every week/month/quarter/year for an annual total of $ ____________ to the General Fund.

$ ____________ every week/month/quarter/year for an annual total of $ ____________ to Dr. Mir in Nicaragua.

$ ____________ every week/month/quarter/year for an annual total of $ ____________ to the Capital Campaign.

Name: __________________________________________ Date___________________